Ignore the Ads Your best defense against ad influence is to ignore the ads, unless you are looking for what they are advertising. Most ads are written to influence your decisions to buy something, or to create a desire to buy. It is up to you to control the influence of ads. Though it is […]
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Starting Out In recent years, the housing market has become very difficult for first-time buyers. In fact, first-time home buyers only make up 21% of current home sales, per NerdWallet. And since home prices have risen so much, the average age of first-time home buyers has risen from 28 in 1991 to around 35 to
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Financial Segments Most of us think of our personal finances as money in and money out. However, if you hope to have any control over your money, you need to consider as many segments as possible. Obviously, some people will have more segments than others. As I hope to help you build a better mindset
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No Excuses Unless There Is Most physical fitness specialists or therapists will tell you that you can live a healthier life with regular exercise. Strength and endurance are available if you make the effort to obtain them! Walking, pushups, sit-ups, planks, climbing stairs, and other forms of body weight exercises that require very little equipment
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Do You Plan to Live to 120? That sounds somewhat crazy to us Boomers who see many of our friends passing before they reach 80 years old. However, there is a good chance that many of us will live to be over 90 years old, maybe 100! Medical advances are rapidly changing our possibility of
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Money Doesn’t Require IQ Many people like to brag about their IQ (Intelligence Quotient) scores. However, most of us can care less since we scored in the average range or below. And, although a higher IQ score can improve your potential for acquiring skills to earn money, there is still the element of acting on
Returns Compound Investing scares a lot of people. Their reasoning is simple. Their money would be at risk. There are no guarantees for most investments like stocks and bonds, unlike a bank certificate of deposit (CD). However, the return rate on a bank CD is often very low. Although recently some CDs have paid over
Pay Attention to These Three “Rules of Thumb” for Investing Read More »
Our Physical Limits When we were born, we were not given a choice for our body type. Our parents’ DNA affected our bone structure, our hair color, and our skin color. And, although we can develop our own strengths and agilities, we do have some physical limitations. Knowing what those are can help us live
The Calorie Price Point Read More »
You and Market Research Big retailers and the companies who make the products they sell do marketing research to determine prices to sell their products. They are looking for the price point that allows them to make the most profit based on the current cost, without causing potential buyers, like you, to stop and consider
My Concern for Youth I am retired. So, I don’t have the same worries as a young person trying to decide how they will make a living and save and invest to get to where I am now, or even in a better position. My concern is that the young have too many distractions for
Wonder, But Don’t Wander Read More »