“Getting By” Goes Nowhere Do you consider yourself average? Do you live for the weekend because your job has little interest for you beyond the pay? Are you living on your current pay with little savings because you have a credit card to cover emergencies? Then, you are average. However, you are setting yourself up
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Futurist Financial Advisor Earlier this year I got a deal on a book at the library book sale. It was The Truth About Your Future, by Ric Edelman, who is an independent financial advisor. He has ties to the Singularity University, which is a consultancy and professional educator of executives, with focus on “exponential technologies”.
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Think Like an Employer An employer has a lot to think about, especially one with sales big enough to hire people to provide products and services to take care of their clients. Any business must promote their business to get sales, provide the products or services to meet demand, collect the revenue, pay for supplies
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Reality Around You I learned a couple of things in my retirement about reality. First, your savings for retirement becomes the clay that molds your retirement activities. Translation: What you can afford to do. Second, your opportunity for future earnings will be limited by both yours and others’ perception of your age and physical and
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Your Blank Slate It is natural to be influenced by those with whom you associate, primarily friends and family. But, at some point, you need to take responsibility for what gets through to your thinking criteria. Regardless of what has influenced you to act in the past, you still have control over today’s influences. How
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Activity Perspective How do you plan your daily activities? Do you have a plan? Are you responsible for anyone other than yourself? Being responsible can interfere with being entertained. So, if you like entertainment, you must plan. I do prefer you to allow some time for recreation. And being entertained can be refreshing. Your attitude
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Necessity? Affordable? Shopping can be a fun experience, if you qualify our actions. You can do more shopping if you quantify your decisions. Some planning will make shopping purposeful. But walking through stores can reveal items you never thought about that appeal to you. That is when planning will serve you well! The appeal to
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Young to Old Memory is in your mind. When you are young there are fewer memories to access. But your memory bank gets pretty crowded by the time you retire. The hope is that you have made a lot of good memories and have experienced very few bad memories. We are easily distracted by friends
Retirement Health We all hope to retire in good health. However, most of us have aged with an accumulation of habits, some good and some bad. Personally, I had bad knee joints that I eventually had replaced. There will be more medical appointments in your retirement for a variety of preventative reasons and for treatments
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Have You Heard of These Terms? Funding your retirement will be up to you! That has become a harsh reality for those who planned to live on Social Security benefits alone in their retirement. If you would like to accomplish items on your “bucket list”, you will need to build funds that can make that
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