Our Physical Limits When we were born, we were not given a choice for our body type. Our parents’ DNA affected our bone structure, our hair color, and our skin color. And, although we can develop our own strengths and agilities, we do have some physical limitations. Knowing what those are can help us live […]
The Calorie Price Point Read More »
You and Market Research Big retailers and the companies who make the products they sell do marketing research to determine prices to sell their products. They are looking for the price point that allows them to make the most profit based on the current cost, without causing potential buyers, like you, to stop and consider
My Concern for Youth I am retired. So, I don’t have the same worries as a young person trying to decide how they will make a living and save and invest to get to where I am now, or even in a better position. My concern is that the young have too many distractions for
Wonder, But Don’t Wander Read More »
Get a Grip For many years of my life, I let poor choices ruin my financial well-being. I failed to build assets because I thought I had none. The truth was that I was my best asset. My hope is to help you build a better mindset for money. I want to help you make
Look Up to Get Out of a Pit Read More »
Help Yourself! “So much food, so little time!” That can be a dangerous attitude about food. And too many of us have those moments, especially at potlucks and buffets! The bigger concern is what to eat, not how much. I know that our metabolism can vary and aging just adds to the caution about what
Job Hunt Attitude Finding a job is becoming more difficult. Most companies hire based on applications received online. The difference between today versus the old paper applications relates to how applications are processed. Now, companies can use AI to scan resumes for key data noted in work experiences listed to find applicants worth interviewing. What
Think Professional Read More »
Alert Your Savings Holidays, especially Christmas, can cause your savings account to shudder. While saving for gifts and other unusual expenses can be a great strategy, most of us tend to disregard that sage advice. You need to give your savings account an emoji to help you remember that it is the guard at the
FOMO “Fear of missing out” is a common call to action these days. Whether it is a sale, a concert, a major sporting event, or sports betting, the clamor for participating can be intoxicating and lead to you considering the option to buy. Those ads are effective. But let the effect be on others who
Sit Still and Save Read More »
Hide the Debts Enron Corporation managed to look good on paper until the truth came out about inflated earnings and hidden debt, which led to their collapse in 2001. Most of us tend to ignore our debt. We just accept it as part of life. We assume we will always have enough income to pay
Define Asset Income There is a consensus that financial freedom starts with saving enough to cover most emergencies and avoiding the use of credit. However, the long-term definition of financial freedom that is associated with wealth includes the accumulation of income-producing assets. Asset income can be in the form of revenue, dividends, profits, or interest.
Options for Asset Income Read More »