Cashflow restrictions
Music Harmony Whether it is a duet or a full choir, harmony can produce tones that fit together to create a soothing sound. I have attended a contest with barber shop quartets and enjoyed the variety of harmonic music! I bring this up because the family budget will never be successful unless there is cooperation […]
Family Harmony with Money Read More »
No Automatic in Personal Finance Sure, you can set up automatic payments for your spending commitments. But should you? Automatic payments are easy to forget. Can you control that? Your personal finance includes income, spending, and saving for investing. That requires your attention to maintain control. Recurring subscriptions are the biggest form of income for
Stop the Money Bleed and Get Uncomfortable with Debt Read More »
One Plate to Lose Weight I am older and extra weight is harder to lose. So, to help me mentally, I came up with a saying, “One plate to lose weight”, since my biggest issue has been eating too much at each meal. When I was a kid, we seldom had a lot to eat
Eat Leftovers to Have Leftovers Read More »
Eat In or Eat Out? You have many choices when it comes to eating, which is a very important part of your financial life. So important that you should be very thankful if you can afford to eat regularly. In many parts of the world, they struggle to find food, let alone afford it. Your
Cook to Save Money Read More »
A Way of Life? Credit card companies have added many “benefits” to using their cards on purchases. Points to reimburse, cash back, airline miles, etc. have gained a lot of press, at least in their ads. However, there is a problem for most credit card users. The problem comes with the volume of usage to
Cost History As a part of your building a better mindset for money, you must value your vehicle, if you need one. The cost of a vehicle has changed dramatically over my lifetime. Depending on your age, you may have experienced a portion of this, like the vehicle shortage in 2021. However, my story has
Value Your Vehicle Read More »
The best approach to a good mindset for money is to keep it simple.
Simple Will Last – Tech Changes Fast! Read More »
How much do you plan to spend? When you answer that question before you go shopping, you will be in control.
Spend with Your Mind Read More »
Anxiety builds as we consider how much will be a fair amount for gifts as we consider what we have in the bank.
Do Not Blame Christmas Read More »
If you go for a loan on a vehicle, your FICO score will be your friend or your enemy.
A Mindset for Buying a Vehicle Read More »