Be Thankful for Your Options When I entered the workforce in the 1970s, buying stock was a rich man’s game. You had to buy at least 100 shares of stock through a commissioned broker. The transaction could cost you 5% or more. That meant you had to realize a 5% gain just to break even. […]
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Words Affect Your Life Ever since the Tower of Babel, communication has been a source of concern. Understanding what we are trying to say to each other depends on how well each of us has learned to use words. An observation was made that in prison the level of crimes committed depends on their ability
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Free Time Can Be Costly During your working years, you have your job to take up most of your week. The weekend is viewed as “free time”. And we view our free time as the time we get to do what we want to do, not just what we must do. Of course, if you
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Nothing Could Be Something Sometimes we get our best ideas by doing nothing. Our subconscious minds have a process for recalling something we read or observed and mixing that with things we value or dream about, as with a goal for the future, to bring a passing thought to mind when we have our brains
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Avoid Accidents Since accidents can be costly both in time and physical pain and financial expense, you should do all you can to avoid them. That sounds simple. However, you are not the only person or vehicle on the road. So, stay alert! I want to offer some simple advice that has helped me along
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Your Guardian Angel I am not sure about guardian angels. However, I know that God has motivated men to write about things not seen. It is scriptural. I do try to pray every day. I cannot resolve all the problems my friends and family members may face but I can ask God to help them
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Cost History As a part of your building a better mindset for money, you must value your vehicle, if you need one. The cost of a vehicle has changed dramatically over my lifetime. Depending on your age, you may have experienced a portion of this, like the vehicle shortage in 2021. However, my story has
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Big or Small Work Them All Developing a way to get an income is a big part of building a better mindset for money. Though I often refer to the benefits offered by big companies; small businesses comprise a significant portion of our income opportunities. According to a recent study by the Small Business Administration,
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How It Starts We get up in the morning and look for the coffee pot. We find that we forgot to set it up the night before. We are running late for work, with no time for breakfast, either. Suddenly, you are looking at a difficult day! Good habits are like routines that can make
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Define Contingency A contingency is “a future event or circumstance which is possible but cannot be predicted with certainty.” If life were certain, then, we would not have accidents, emergencies, or any other surprises that might affect our budget or time schedule. Good Planning Well-managed companies will have funds set aside, along with a plan,
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