Do You Plan to Live to 120? That sounds somewhat crazy to us Boomers who see many of our friends passing before they reach 80 years old. However, there is a good chance that many of us will live to be over 90 years old, maybe 100! Medical advances are rapidly changing our possibility of
Will You Run Out of Money in Retirement? Read More »
Money Doesn’t Require IQ Many people like to brag about their IQ (Intelligence Quotient) scores. However, most of us can care less since we scored in the average range or below. And, although a higher IQ score can improve your potential for acquiring skills to earn money, there is still the element of acting on
Returns Compound Investing scares a lot of people. Their reasoning is simple. Their money would be at risk. There are no guarantees for most investments like stocks and bonds, unlike a bank certificate of deposit (CD). However, the return rate on a bank CD is often very low. Although recently some CDs have paid over
Pay Attention to These Three “Rules of Thumb” for Investing Read More »
Our Physical Limits When we were born, we were not given a choice for our body type. Our parents’ DNA affected our bone structure, our hair color, and our skin color. And, although we can develop our own strengths and agilities, we do have some physical limitations. Knowing what those are can help us live
The Calorie Price Point Read More »
You and Market Research Big retailers and the companies who make the products they sell do marketing research to determine prices to sell their products. They are looking for the price point that allows them to make the most profit based on the current cost, without causing potential buyers, like you, to stop and consider
My Concern for Youth I am retired. So, I don’t have the same worries as a young person trying to decide how they will make a living and save and invest to get to where I am now, or even in a better position. My concern is that the young have too many distractions for
Wonder, But Don’t Wander Read More »
Get a Grip For many years of my life, I let poor choices ruin my financial well-being. I failed to build assets because I thought I had none. The truth was that I was my best asset. My hope is to help you build a better mindset for money. I want to help you make
Look Up to Get Out of a Pit Read More »
Help Yourself! “So much food, so little time!” That can be a dangerous attitude about food. And too many of us have those moments, especially at potlucks and buffets! The bigger concern is what to eat, not how much. I know that our metabolism can vary and aging just adds to the caution about what
Job Hunt Attitude Finding a job is becoming more difficult. Most companies hire based on applications received online. The difference between today versus the old paper applications relates to how applications are processed. Now, companies can use AI to scan resumes for key data noted in work experiences listed to find applicants worth interviewing. What
Think Professional Read More »
Alert Your Savings Holidays, especially Christmas, can cause your savings account to shudder. While saving for gifts and other unusual expenses can be a great strategy, most of us tend to disregard that sage advice. You need to give your savings account an emoji to help you remember that it is the guard at the