Attitude—A Choice Most of the difficult situations we face in our lives come from the decisions made by others. Our reaction to those situations will help to determine our view of life in general. And, possibly, our quality of life. We have a choice. We can choose to blame others for our situation. Or we […]
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Ignorance Is Not Bliss Ignorance of the law is no excuse. When it comes to legal matters, you must be aware of the fine print. “The devil is in the details”, meaning there are details that can cause you trouble if ignored. Doing business without a license, dying without a will, or agreeing to do
Don’t Ignore the Signs Many motorists allow themselves to get distracted long enough to miss an exit or a merge lane or, even worse, brake lights for a sudden stop. There are warning signs available. Be sure to read them. When I was trying to sell real estate past-time in 2008 and my clients were
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Time as an Asset Time becomes more valuable when you plan. Giving time a purpose gives it value. Most are closer to financial freedom than they realize. Planning and using time to achieve those plans are essential to success. So, how do you make that part of your success? The first step is to value
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We Are What We Eat That is not a great revelation unless you take a closer look. A better statement would be how well we live depends on how well we eat! When you are young and healthy, with a lot of energy, healthy eating is of little concern. But as you get older, your
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Big hat, no cattle? A Book About That Have you ever wondered how people become millionaires? There is a book about that called The Millionaire Next Door, by Thomas J. Stanley, Ph.D. and William D. Danko, Ph.D. They had the simple idea of looking for correlations through interviews with hundreds of millionaires. Their findings, the
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We Are Suckers Scammers are counting on our being gullible. We are suckers for a lot of reasons. We want to be rich. We want to protect our family and ourselves. We are prone to fall for the schemes founded on evil intentions. Evil intentions stem from gain founded on the loss to others. Most
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Define a Pioneer Pioneer definitions can vary. Wikipedia says pioneers commonly refers to people who are among the first at something that is new to a community. A pioneer is someone who sees potential. Pioneers are individuals who are characterized by a combination of imagination, courage, and a forward-thinking mindset. Of course, a pioneer is
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Do You Own Stocks? Per a Gallop poll in April 2025, 62% of Americans own stock individually or in mutual funds in retirement accounts. Fortunately, that is 1% higher than a poll done in 2023. The highest percentage of stock investors was in the households with incomes of $100,000 plus, which is not surprising. So,
Know Your Income Whether you are just starting out or a highly paid executive, it is important to know your limitations. Your short-term limitation is your income. How you use your current income will determine your long-term limitations. That concept is an essential part of building a better mindset for money. Another aspect of planning