Know Your Economy I am not equipped to talk about countries other than the United States of America, which is where I live. However, wherever you live, you need to learn how the economy works in your home country. At the least, learn what works for you at the local level for income opportunities. After […]
An Economics Lesson to Grow Money Read More »
Define Your Days As you read my blog in hope of finding a better mindset for money, I would think you would consider my frequent reference to time a little annoying. However, time is very important! It is one of your best tools, if used wisely. None of us know how much time we have
Make Time for Your Future Read More »
Mind Over Expenses I do not know how it starts. Though, it might begin out of pent-up frustration from holding back your spending due to lack of funds. Then, you get a little extra income, and your mind relaxes a little and the flood gates open! Spending comes in a wave, too fast to see
Expenses Grow in the Night Read More »
Here Is the Money Scoop You tell your money what to do. Are you telling yours to go out and buy a lot of fun things? What about the necessary things? Did you forget? You make money because it costs to live. Your expenses cover the basics—housing, auto, food, clothing, and insurance to protect you
Money—Make It Interesting! Read More »
Why Accumulate? When I speak of accumulation, I am not referring to those stacks of stuff in the basement. I am talking about your assets. You will need them in retirement. A Brief History of Retirement Plans Before the 1980s, in the USA, aside from some big union shops, like the Auto Workers or Steel
What Does It Look Like? Did you know there are people who work in groups to study the future? They are called Futurists. In my attempt to help you build a better mindset for money, I need you to learn to be forward-thinking. Motivational speakers, life coaches, and futurists want you to get into the
Plan for the Future Read More »
Finding a Job Is Hard Work One of the most difficult things to do, I found, is to find a job. Why do you say that? Granted, if the job you apply for is physical work, you mainly must sell the fact that you will show up and you will work hard. The part I
Get a Raise or Change Jobs Read More »
“I Know All I Need to Know” We learn a lot in high school, and it is taxing on many of us to pass all those tests! There are a great many of those who finish reluctantly or drop out of high school. They assert, “I have learned enough!” They live their lives with that
Did You Learn to Teach Yourself? Read More »
Stats And Facts The median household income in 2020 for all the households in the USA was $69,560. The Census Bureau has more definitive data. Keep in mind, this is with all income earners in a household. So, assuming two wage earners in the household, take the median amount and divide by two to get
How Much Is Enough Income? Read More »
You Know Less Than You Need to Know I do not have a simple fix for that! My hope is that you will not make the same unknowing mistakes that I made when I was much younger. I made enough mistakes that it took me years to recover. My family had to do without things
The Problem with Being Young Read More »