Why Accumulate? When I speak of accumulation, I am not referring to those stacks of stuff in the basement. I am talking about your assets. You will need them in retirement. A Brief History of Retirement Plans Before the 1980s, in the USA, aside from some big union shops, like the Auto Workers or Steel […]
What Does It Look Like? Did you know there are people who work in groups to study the future? They are called Futurists. In my attempt to help you build a better mindset for money, I need you to learn to be forward-thinking. Motivational speakers, life coaches, and futurists want you to get into the
Plan for the Future Read More »
Finding a Job Is Hard Work One of the most difficult things to do, I found, is to find a job. Why do you say that? Granted, if the job you apply for is physical work, you mainly must sell the fact that you will show up and you will work hard. The part I
Get a Raise or Change Jobs Read More »
“I Know All I Need to Know” We learn a lot in high school, and it is taxing on many of us to pass all those tests! There are a great many of those who finish reluctantly or drop out of high school. They assert, “I have learned enough!” They live their lives with that
Did You Learn to Teach Yourself? Read More »
Stats And Facts The median household income in 2020 for all the households in the USA was $69,560. The Census Bureau has more definitive data. Keep in mind, this is with all income earners in a household. So, assuming two wage earners in the household, take the median amount and divide by two to get
How Much Is Enough Income? Read More »
You Know Less Than You Need to Know I do not have a simple fix for that! My hope is that you will not make the same unknowing mistakes that I made when I was much younger. I made enough mistakes that it took me years to recover. My family had to do without things
The Problem with Being Young Read More »
Our Limits Can Expand I want you to develop a mindset for money that will assure your financial success! The fact that you can accumulate assets will not be worthwhile if you cannot enjoy free time. You must allow yourself to grow mentally, spiritually, and physically. Mentally, you need knowledge and time to think about
The Cash Tank A mindset for money requires you to be in control, especially when we talk about cash outflow. A job or other source of income provides cash flow into your bank account. However, will that be enough when you open the valve for cash to flow out? Will you empty the tank? Is
Are You in Control of Spending? Read More »
Picture or Pitcher? Today, I want to draw a big picture of money. I hope you can wrap your head around it. Or, at least, I hope I can improve your mindset for money. Although I know you would rather have a big pitcher of money, we need to know a little more about the
A Big Picture of Money Read More »
Who Needs Exercise? Everyone. I know that it seems a stretch for me to claim good health will help you have a better mindset for money. However, I can offer examples of poor health reducing the time you have, that is, the time you are willing to spend to work on tasks at home or
Strength for Character Read More »